Tell Us About You.

What you need to consider. How Evergreen can help.

• Building a financial foundation that encompasses emergency funds; risk management; and health, disability, life, and property and casualty insurance
  
• Maximizing employment retirement plans
  
• Personal investment accounts
  
• Developing personal and financial goals

What you need to consider. How Evergreen can help.

• Married and having children – time to review your risk management
• Wills, financial POA, health care directives
• Review beneficiaries on all accounts
• Review existing goals and consider new ones for the family

What you need to consider. How Evergreen can help.

• Review and update wills and estate planning
• Review your risk management. Your risks change with wealth, age, and life stages
• Review your goals. Are you on the path to your desired retirement age? What does your retirement look like? Travel? A second home? Pursuing your passions?

What you need to consider. How Evergreen can help.

• It’s time to live and enjoy the dreams and goals you established years ago
• Review your risk management plans — you’re in another life stage, and your risks have changed again
• Estate and Legacy Planning — Who, what, when — and how will your estate be distrusted to heirs, charities, and benefactors?

What you need to consider. How Evergreen can help.

• Starting a business can be exciting and overwhelming. It’s important to start with a solid business plan and form the correct entities to protect your personal assets and assist in efficient tax management and exit planning — such as an LLC, S or C corporation, or partnership.
• Creating a shareholder agreement and buy-sell agreement (for partners) that looks out 10-15 years are the beginnings of solid planning and risk management.
• You also need to consider employee benefits and incentive plans for your key employees to recruit, reward, and retain your people. Surrounding yourself with qualified wealth and insurance advisors now can provide you with a solid start to minimize risks and challenges.

What you need to consider. How Evergreen can help.

• Maybe 5, 7 or 10 years in, your business has stabilized and is providing you with a great income and lifestyle. Start-up risks may now be a memory, but new opportunities and challenges arise.
• How will you continue to grow your business? Do you have a management structure and team that allow you to step away from business to focus on what’s most important to you?
• Do your children have the desire and skills needed to succeed you? Who are the key employees who have been with you through the rough times? Do you want to incentivize them to stick with you for another 10-20 years?
• Review your personal balance sheet. Too many business owners pour all their time and money into the business. It’s time to begin building wealth outside of your business.
• At this point, there are many things to do. Review your estate plan, revise buy-sell agreements, implement key employee compensation plans or improve existing benefits to thank your employees. These are just a few ways to strengthen and protect your business.

What you need to consider. How Evergreen can help.

• What’s your exit plan? There are six ways to transfer your business to the next owner. Do you understand your choices and the business valuation methods for each?
• What are your financial, family and employee goals for your exit? Are you financially ready? Mentally ready?
• You’ve been in control of your income and lifestyle for most of your life. Who can you trust to manage and protect your wealth?
• These are emotional decisions and are often the reason business owners avoid planning for the sale of their businesses. We help clients plan their exit strategies well in advance, allowing for a successful transition.

What you need to consider. How Evergreen can help.

• What will you do with your time? What are your passions? What lifestyle do you want in retirement?
• What legacy do you want for your kids?
• Are there charities you would like to lead or financially support?
• Business owners’ lives often are consumed by their businesses. The business has defined who they are and the lifestyle they live. The first 1-2 years after the sale are an adjustment for many of our clients. We understand these challenges and are here to guide you in making decisions appropriate for you.