There once was a time when retirement planning was like flying on autopilot. You got a job, stayed at that job until you retired and then you collected your pension. But when Ted Benna established the first 401(k) in the 1970s, he created a seismic shift in how we prep for our golden years.

Today’s retirement planning starts earlier than ever. And with Evergreen, it involves an initial evaluation of your current financial standing. From there, we’ll work together to create an accumulation strategy that supports the retirement you desire.

How do we do this? There are several different ways:

  • Qualified employer-sponsored plans – From Simple IRA’s to Solo 401(k) Plans to complex 401(k) Safe Harbor Plans, understanding the maximum deferral allowed and maximum contributions by the employer allows us to assist you in forecasting when you can retire and how much you need to consider deferring to your employer plan as well as personal savings accounts.
  • Individual retirement accounts – IRA vs Roth IRA – which one makes sense to use. Several factors will determine which one to consider.
  • Personal savings – building wealth outside of your retirement account allows for flexibility in determining which account to use for income or one-time purchases to limit tax liabilities.
  • Executive deferral plans are great plans to recruit, reward, retain for key employees. Being informed about the pros and cons of these are important for employee and owner.

For some, thinking about retirement seems like a futile exercise. You’ve worked for so long, and the fear of letting go can be hard to swallow. But the experts at Evergreen will provide you with the peace of mind you need to enjoy retirement through a well-planned distribution method that ensures your savings last beyond your lifetime with minimal impact from taxes.


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How to Save for Retirement